TIPE PEMISAHAN DAN PENGARUHNYA TERHADAP NILAI ASET BANK UMUM SYARIAH HASIL PEMISAHAN

Abstract

The objective of this research is to analyze the impact of spinoff type to total asset in spinoffs banks.
The analysis technique used in this paper is panel regression with fixed effect model. The result shows that the
spinoff type didn’t have an influence to total asset in spinoffs banks. This research also shows that the spinoff
policy is to be evaluated because the economy of scale from the existing Islamic business units is still small. The
spinoff policy is one of the business strategies that can be done to develop the Islamic banking industry, but this
policy is not the final goal of Islamic banking industry. The most important thing today is to create a healthy and
competitive Islamic banking industry.
Keywords: spinoff type; panel regression; islamic banks, bank asset